About Us |
|
Mike Hungrecker | Diversified Retirement Services Founder
Michael has been a financial advisor for almost 40 years. As the son of entrepreneurial parents who owned their own small-town grocery store, he learned many life lessons early in life.
Michael learned the true importance of insurance after losing his mother and sister in just three months to cancer. After experiencing the emotional and financial hardship, he had to temporarily leave college to help with the family store. This was his moment of devotion and insight to focus on helping others in planning for the unplanned as he learned life as we know it can change in an instant. Michael lives by the biblical passage, “For God has not given us a spirit of fear, but of power and of love and of a sound mind.” 2 Timothy 1:7 His beginnings, helping others have a better fundamental understanding of the importance of financial education, gave Michael a diverse experience that propelled him into becoming a great Financial Educator and Advisor. Michael has carried these skills with him throughout his financial planning career by helping thousands in their personal lives, as well as many business owners in his community. With the type of retirement planning Michael does, he shows his clients how to obtain a lifetime, guaranteed income stream in retirement- which they can never outlive- all while their principal remains protected. It is imperative to work with someone who puts your best interests first. Someone committed to investing the time it takes to get to know you as an individual and craft a solution that helps you reach YOUR specific goals. Michael has built Diversified Retirement Services to be one of the most successful agencies in the Greater Bay area. Michael lives the mantra of “Proper Planning Provides Peace of Mind”! In his practice he is truly dedicated to helping clients achieve peace of mind when it comes to a secure retirement and their overall financial situation! |
|
|
Our Services
What We Do For Clients |
Asset Protection
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward. |
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create. |
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t. |
Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you. |
We Love To Meet New People!
Contact Us
|
LOCATION
Serving the Greater Bay Area, San Francisco, CA 94103 |
Email
[email protected] |
CALL US
732-581-8516 |
|
|
